Time to goal
How long your investments take to reach a target, with two return scenarios side by side.
Scenario B gets there
9 mos sooner
6.9% less time · 10 yrs 2 mos instead of 10 yrs 11 mos · ₹5.84 L less of your own money
Scenario A · by Sept 2037
10 yrs 11 mos
~8.9% blended return · you invest ₹59.9 L
Scenario B · by Dec 2036
10 yrs 2 mos
~10.7% blended return · you invest ₹54.1 L
What inflation does to this
At 6% inflation, ₹1,00,00,000 reached in 10 yrs 2 mos buys what ₹55,29,982 buys today. Reached in 10 yrs 11 mos instead, it buys only what ₹52,93,517 buys today. Waiting longer for the same rupee figure means less real value.